Your premier federal government employee and veteran shopping program

Interest-free shopping starts here

Veterans can skip unnecessary credit card fees by using the convenient federal government shopping program powered by PayCheck Direct®. It is designed to extend the reach of one’s wallet by allowing veterans to buy what they want and need today and make interest-free payments over 12 months.

Veterans looking for great gifts for the holidays can find something for everyone at PayCheck Direct.

  1. The Movie Lover: 4K TVs and popcorn makers
  2. The Cook: Rachael Ray, Le Creuset, Cuisinart
  3. Kids: Wonder Woman to Star Wars, Teenage Mutant Ninja Turtles to Chip the Dog
  4. The Tech Head: Apple watches, Samsung Virtual Reality headsets
  5. The Fashionista: Frye boots, Michael Kors handbags

With the VTN member shopping program powered by PayCheck Direct, federal government employees and veterans can enjoy:

  • Paying no interest
  • Low, convenient payments over 12 months
  • Paying no fees
  • No credit checks
  • Thousands of name-brand products

This shopping program provides convenient and affordable buying assistance for both planned and unexpected purchases. From the fun of a new laptop or living room set to the comfort and convenience of a new bed, all the necessities are available up to each person’s purchase limit. Purchase limits are based on individual federal government employee or veteran income, so budgets stay on target.

Shop online 24/7 at or place orders by calling PayCheck Direct Customer Service at 866-441-9160, Monday through Friday, from 8 a.m. to 8 p.m. CT. Each time an order is placed, the PayCheck Direct systems automatically confirm that the purchaser meets all eligibility requirements (age, income, tenure and employment status) as well as purchase limit.

Start shopping the PayCheck Direct program today. It’s easy, affordable and interest free.

To learn more about purchase limits, payments, our return policy and other important details about the program, go to your shopping website and click on Customer Service or see your installment agreement generated during the checkout process. PayCheck Direct® is operated by Bluestem Enterprises, Inc.

†See details on installment agreement generated during the checkout process.